Privacy Policy for Wealthaire

1. Introduction

Welcome to Wealthaire ("we," "our," or "us"). We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our financial management application, website, and services (collectively, the "Services").

Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the Services.

2. Information We Collect

We collect several types of information for various purposes to provide and improve our Services to you.

2.1 Personal Information You Provide:

• Account Information: When you create an account, we collect your name, email address, phone number, and password.
• Financial Information: To provide our core services, we collect information about your bank accounts, credit cards, loans, investments, and transaction history.
• User Profile: Any additional information you provide in your user profile, such as your occupation, income, or financial goals.
• Communication Data: When you communicate with us, we collect your email address, phone number, and the contents of your messages.

2.2 Information Collected Automatically:

• Device Information: We collect information about the device you use to access our Services, including the hardware model, operating system and version, unique device identifiers, and mobile network information.
• Log Data: We automatically collect log information when you use our Services, including your IP address, browser type, access times, pages viewed, and the page you visited before navigating to our Services.
• Cookies and Similar Technologies: We use cookies and similar tracking technologies to track activity on our Services and hold certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent.

3. How We Use Your Information

We use the information we collect for various purposes, including:

3.1 Provide and Maintain our Services:

• To create and manage your account
• To process your financial transactions and provide financial insights
• To respond to your inquiries and provide customer support

3.2 Improve and Develop our Services:

• To understand how you use our Services
• To develop new products, services, features, and functionality
• To conduct research and analysis to improve our Services

3.3 Communicate with You:

• To send you updates about our Services
• To provide you with information about products or services that may interest you
• To send you technical notices, security alerts, and support and administrative messages

3.4 Protect our Services and Users:

• To detect, prevent, and address fraud, unauthorized access, and other illegal activities
• To enforce our terms of service and other usage policies

3.5 Comply with Legal Obligations:

• To comply with applicable laws, regulations, and legal processes

4. Sharing Your Information

We may share your personal information in the following situations:

4.1 Third-Party Service Providers:

We may share your information with third-party vendors, service providers, contractors, or agents who perform services for us or on our behalf and require access to such information to do that work.

4.2 Financial Institutions:

To facilitate account linking and transactions, we may share necessary information with financial institutions.

4.3 Business Transfers:

If we are involved in a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction.

4.4 Legal Requirements:

We may disclose your information where required to do so by law or in response to valid requests by public authorities (e.g., a court or a government agency).

4.5 With Your Consent:

We may disclose your personal information for any other purpose with your consent.

We do not sell your personal information to third parties.

5. Data Security

We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure.

6. Your Data Protection Rights

Depending on your location, you may have certain rights regarding your personal information:

• Access: You have the right to request copies of your personal information.
• Rectification: You have the right to request that we correct any information you believe is inaccurate or complete any information you believe is incomplete.
• Erasure: You have the right to request that we erase your personal information under certain conditions.
• Restrict Processing: You have the right to request that we restrict the processing of your personal information under certain conditions.
• Object to Processing: You have the right to object to our processing of your personal information under certain conditions.
• Data Portability: You have the right to request that we transfer the data we have collected to another organization or directly to you under certain conditions.

If you make a request, we have one month to respond to you. To exercise any of these rights, please contact us by emailing trywealthaire@gmail.com

7. Children's Privacy

Our Services are not intended for use by children under the age of 18. We do not knowingly collect personally identifiable information from children under 18. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us. If we become aware that we have collected personal information from children without verification of parental consent, we take steps to remove that information from our servers.

8. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the top of this Privacy Policy. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

9. Contact Us

If you have any questions about this Privacy Policy, please contact us: trywealthaire@gmail.com

10. Consent

By using our Services, you consent to our Privacy Policy and agree to its terms. If you do not agree with this policy, please do not use our Services.

This privacy policy is meant to provide a comprehensive overview of our data practices. We encourage you to review it periodically and to contact us if you have any questions or concerns about how we handle your personal information.